Seamless & Accurate ITR E-Filing
Filing your income tax return is a crucial duty. Tax Digie simplifies the entire ITR e-filing process, making it quick, easy, and hassle-free, ensuring your taxes are filed accurately and on time.
Start Filing NowEffortless Income Tax E-Filing with Tax Digie
We simplify the entire process, ensuring your ITR is filed accurately and on time. From auto-fetching pre-filled data to expert assistance, we eliminate the complexities of tax filing. Choose the option that's right for you.
File Your ITR Online in 5 Quick Steps
Quick Login/Signup
Log in or create your account effortlessly to get started.
Pick Income Source
Select your sources of income: Salary, business, capital gains & more.
Auto-Filled Data
Your details are auto-fetched from the IT Dept for quick and easy filing.
Compare & Select
Choose the most beneficial tax regime by comparing computations.
File & Confirm
Submit your return and receive instant confirmation from the IT Dept.
What is an Income Tax Return (ITR)?
An Income Tax Return (ITR) is a form that taxpayers use to report their detailed income, deductions, and tax payments to the Income Tax Department. It is a comprehensive summary of your financial activities during a financial year.
There are seven different forms available for e-filing (ITR-1 through ITR-7). The appropriate form depends on the taxpayer's sources of income, total earnings, and category (e.g., individual, HUF, company). Accurate and timely filing is essential to comply with India's Income Tax Law.
Who Needs to E-File an Income Tax Return?
Income tax filing is a financial responsibility that applies to a wide range of individuals and entities across various categories and income levels. Here’s a clear overview of who must file an ITR in India.
Salaried Individuals
Required to file if total annual income exceeds the basic exemption limit.
Self-Employed Professionals
Freelancers, consultants, doctors, and lawyers must file if their income is above the threshold.
Business Owners
All entities (sole proprietorships, partnerships, LLPs, etc.) must file annually, regardless of profit or loss.
Directors & Partners
Mandated to file ITRs reflecting their income and financial involvement in their respective entities.
Investment Earners
Individuals with income from dividends, interest, or capital gains must report it through ITR.
NRIs & RNORs
Required to file if they have income arising in India that exceeds the exemption limit.
Foreign Asset Holders
Residents with foreign assets or income must file, even if their taxable income is below the limit.
High-Value Spenders
Required to file if you've deposited over ₹1 Cr in a bank, spent ₹2L+ on foreign travel, or paid ₹1L+ in electricity bills.
Claiming Tax Refunds
You must file an ITR to claim a refund for any excess tax paid through TDS or advance tax.
Charitable & Religious Trusts
Organizations managing charity funds or religious institutions must file ITRs annually.
Filing Eligibility & Tax Regimes
Your requirement to file an ITR primarily depends on whether your gross total income exceeds the basic exemption limit. These limits vary based on your age and the tax regime you choose: the Old Regime with various deductions, or the New Regime with lower tax rates.
Old Tax Regime
This regime allows you to claim various deductions and exemptions like HRA, LTA, and Section 80C. Basic exemption limits are:
- Under 60 years: ₹2.5 lakh
- 60 to 80 years: ₹3.0 lakh
- Over 80 years: ₹5.0 lakh
| Income Range (₹) | Tax Rate |
|---|---|
| Up to 2,50,000 | Nil |
| 2,50,001 to 5,00,000 | 5% |
| 5,00,001 to 10,00,000 | 20% |
| Above 10,00,000 | 30% |
New Tax Regime (Default)
Introduced in Budget 2025, this regime offers lower slab rates but restricts most deductions and exemptions. The basic exemption limit is ₹4 lakh.
| Income Range (₹) | Tax Rate |
|---|---|
| Up to 4,00,000 | Nil |
| 4,00,001 - 8,00,000 | 5% |
| 8,00,001 - 12,00,000 | 10% |
| 12,00,001 - 16,00,000 | 15% |
| 16,00,001 - 20,00,000 | 20% |
| 20,00,001 - 24,00,000 | 25% |
| Above 24,00,000 | 30% |
Special Conditions for Mandatory ITR Filing
Even if your total income is below the basic exemption limit, you are still required to file an Income Tax Return under the following circumstances.
High-Value Bank Deposits
If you have deposited ₹1 crore or more in current accounts, or ₹50 lakh or more in savings accounts during the financial year.
Foreign Travel Expenditure
If you have spent over ₹2 lakh on foreign travel for yourself or any other person.
Electricity Consumption
If your total electricity expenses exceeded ₹1 lakh during the financial year.
High TDS/TCS
If your total Tax Deducted at Source (TDS) or Tax Collected at Source (TCS) was ₹25,000 or more (₹50,000 for senior citizens).
Business Turnover
Mandatory for businesses if total sales, turnover, or gross receipts exceed ₹60 lakh during the year.
Professional Receipts
Mandatory for professionals if gross receipts from the profession exceed ₹10 lakh during the year.
Key Due Dates for ITR E-Filing (FY 2024-25)
Timely filing is mandatory to avoid penalties. Here are the important income tax e-filing deadlines for the Financial Year 2024-25 (Assessment Year 2025-26).
Individuals & Non-Audit Cases
Sep 15th 2025Taxpayers Under Tax Audit
Oct 31st 2025Transfer Pricing Cases
Nov 30th 2025Revised or Belated Return
Dec 31st 2025Documents Required for E-Filing
Having all your necessary documents handy ensures a smooth and accurate submission process. Here’s a comprehensive checklist of what you may need.
General Documents
- PAN Card: Essential for all tax-related activities.
- Aadhaar Card: Required for verification and linking with PAN.
- Bank Account Details: For processing refunds and verifying financials.
Income-Related
- Salary Slips & Form 16: To verify income from employment.
- Form 26AS: Your complete tax credit statement.
- Rental Income: Lease agreements and rent receipts.
- Capital Gains: Documents for sale of assets.
- Other TDS Forms: Form-16A, 16B, 16C.
Deductions & Exemptions
- Tax-Saving Proofs: Life/health insurance, PPF, NSC, etc.
- Home Loan Details: For deductions on home loan interest.
- Rent Receipts: If claiming House Rent Allowance (HRA).
- Interest Certificates: From banks for savings/FDs.
Your Step-by-Step Guide to ITR E-Filing
Log in to the Portal
Visit the official Income Tax Department e-filing website and log in with your credentials.
Access E-Filing Services
Navigate to "e-File" > "Income Tax Returns" > "File Income Tax Return" on the dashboard.
Choose Assessment Year & Mode
Select the correct Assessment Year (e.g., AY 2025-26) and choose "Online" as the filing mode.
Select Taxpayer Category
Indicate whether you are filing as an "Individual," "HUF," or other entity type.
Choose the Right ITR Form
The portal will suggest appropriate ITR forms. Select the one that matches your income sources.
Review and Edit Pre-Filled Info
Carefully verify all pre-filled data from employers and banks. Edit any incorrect information.
Confirm Details & Pay Tax
Review the final ITR summary. If there is any tax due, pay it through the e-payment gateway.
Download the ITR Utility
Visit the official IT Department portal and download the appropriate ITR form utility (Excel or Java).
Fill Out the Form Offline
Complete the form on your computer at your own pace, without needing an internet connection.
Generate and Save XML File
Once filled, generate and save the form as an XML file, which is the required format for uploading.
Upload to the E-Filing Portal
Log into your account on the e-filing portal, navigate to the upload section, and submit the generated XML file.
Understanding Different Return Types
Revised Return
If you've found an error or omission in your original ITR, you can file a Revised Return. This is applicable for returns filed under Section 139(1) or 139(4). The deadline to file a revised return is December 31st of the relevant assessment year.
Belated Return
If you miss the original July 31st deadline, you can file a Belated Return under Section 139(4) on or before December 31st of the assessment year. Be aware that a late fee under Section 234F may apply, and interest may be levied on any unpaid tax.
Updated Return (ITR-U)
If you miss both the original and belated deadlines, the Updated Return (ITR-U) under Section 139(8A) allows you to declare missed income or correct errors. This can be filed within four years from the end of the relevant assessment year, though additional tax and interest may apply. This option cannot be used to claim a refund.
Frequently Asked Questions
What is the process for an initial consultation?
Our initial consultation is designed to understand your specific needs. You can schedule one by contacting us via phone, email, or our website's contact form. The first meeting is complimentary, where we discuss your challenges and outline how we can help.
What information do I need to provide to get started?
This depends on the service you require. For tax filings, we typically need your PAN, Aadhaar, bank statements, and income-related documents like Form 16. For consulting, we start with a discussion about your business goals and challenges. We will provide a detailed checklist after our initial consultation.
Do you work with businesses outside of your city/region?
Absolutely. We leverage modern technology to serve clients across India and internationally. All our services, from compliance to consulting, can be managed remotely through secure digital channels, ensuring you receive expert support regardless of your location.
What are your standard response times?
We pride ourselves on being responsive and accessible. We typically respond to all queries within one business day. For ongoing engagements, you will have a dedicated point of contact to ensure seamless communication.
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